Description:
"Analyst - Credit Risk (JB4354)
Woodstock, Cape Town (Office Based)
R550 000 - R700 000 CTC per annum
Medical Aid, Provident Fund, Performance-Based Bonus
Permanent
Seeking a skilled Senior Credit Analyst with previous retail industry experience.
Dive into data analysis across Acquisition, Marketing, Account Management, and Collections.
This role plays an integral part of shaping strategic decisions with data-driven insights.
Minimum Requirements:
4 or more years of experience in a similar role, specific to the retail industry.
Bachelor's degree in Mathematics, Statistics, or equivalent.
Proficient in SQL or SAS and Microsoft Excel.
Comprehensive understanding and experience in all aspects of the credit lifecycle.
Demonstrated proficiency in developing scorecards and analytics.
Duties and Responsibilities:
Develop optimal credit risk policies and determine limit calculations.
Analyze existing strategies and propose enhancements.
Design and implement A/B testing strategies.
Define rules for managing exposure according to customer performance.
Collaborate with project managers, business analysts, and IT teams to design future-proof solutions.
Provide consultative support to Marketing and Collections teams to streamline operations.
Generate monitoring reports to track performance.
Mentor and train Junior Analysts.
Ensure regulatory compliance and adherence to external data provider requirements.
Please do not apply using Scanned CVs, no supporting documentation is required at this point, this will be requested later.
IMPORTANT: We specialize in specific niche fields. We regret that we are unable to assist in any fields outside of this scope. Fields can be viewed on our website.
Kontak Recruitment Disclaimer:
Equal opportunity: All backgrounds are welcomed, with no bias. All are considered based on requirements.
Job specifics: Requirements mirror advertisement, duties may adjust for client needs.
Fair process: Fair assessment, only shortlisted candidates contacted due to volume.
Privacy: Data processed as per Privacy Policy. By applying, you agree to data handling. We safeguard applicant info.
Candidate verification: Candidates selected by the client are verified. False info may disqualify or end employment via the client.
Offer clarity: Advert is not a binding offer. Written offers based on pre-employment conditions.
No direct link: Advert is not tied to Kontak Recruitment. We assist in the employment process ONLY.
Applicant Responsibility: Upon applying, confirmation of receipt for a specific advert is given. If no confirmation is received, you must verify with Kontak Recruitment.
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Requirements:
4 or more years of experience in a similar role, specific to the retail industry.
Bachelor's degree in Mathematics, Statistics, or equivalent.
Proficient in SQL or SAS and Microsoft Excel.
Comprehensive understanding and experience in all aspects of the credit lifecycle.
Demonstrated proficiency in developing scorecards and analytics.