Description:
Our client based in Woodstock is looking for a Senior Credit Risk Analyst to join their team.
Key Responsibilities
· Analyst will be exposed to all aspects of the credit lifecycle:
o Acquisition
o Marketing
o Account Management
o Collections
· Primary tasks include
o Establishing optimal credit risk policies and limit calculations
o Analyse current strategies
o Building A/B testing strategies
o Defining rules to manage exposure based on customer performance
o Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success.
o Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates.
o Produce monitoring reports.
· Other:
o Mentoring and upskilling of junior analysts
o Ensure the business is compliant with regulations and external data providers i.e. credit bureaux.
Requirements:
Competencies:
· Has knowledge on how credit risk scorecards are build and experience in assigning risk strategies on risk groups derived by scorecards
· Present data to demonstrate conclusions gained from analysing data
· Able to query and interpret data quickly and clearly
· Self-motivated driver of performance
· Great at finishing projects and disciplined in meeting deadlines
· Strong problem assessment and decision-making ability
· Attention to detail with a methodical approach to work
· Able to regroup and re-organise when priorities shift
· Generate ad-hoc reports and analytics
· Ensure professional relationships are established and maintained with colleagues, customers and external vendors.
· Comfortable working in a team to assist on other key projects in the Customer Management Services team.
Key Requirements:
· 5 Years’ experience
· B. Degree with Mathematics/Statistics or equivalent (Essential/Advantageous)
· Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel
· Experience in all areas of the credit lifecycle
· Proven experience with scorecards and analytics