SME Loan Officer

Description:

Location: DURBANDo you have an unwavering attention to detail and an eye for spotting errors? Do you love being the contact point between the Sales team and the Credit Committee? Are you fantastic at evaluation and ensuring documents submitted are correct? Raise your hand because WE’RE HIRING! It’s our mission to unleash the potential in our team, and we know that teams perform best when they are diverse and each individual feels that they belong. That’s why we want you to join us in the capacity of SME Loan Officer. This role plays an integral part in our team, as you will assess all viable new and repeat SME business deals and implement them properly for all the various SME lending products and present them to the Credit Committee for approval in order to achieve monthly and annual sales targets. So, who are we and why would you want to join us?We are a young, energetic, and passionate group of companies working in different industries, all focused on becoming market leader in our fields. Our fast-paced environment will positively challenge you and keep you engaged as you navigate through changing priorities and varying demands. We work smart, we work hard, but we have fun doing it! Companies in our group include:LNDR – a lending solutions providerCryosave – A bank for newborn stem cellsAPS – an outsourced call centre management company What can we offer you? Some of our benefits include:Modern fit-for-purpose people practices.Working in a state-of-the-art tech building that includes access to on-site gym to help you grow your fitness as much as you do your brain.Two on-site restaurants that will have you inhaling aromas of mouth-watering lunchtime dishes, and freshly brewed coffee. At Fintech campus that’s just a part of the rhythm of the day. Great, so who is a good fit? A specialist with a high attention to detail and who can ensure documentation submitted is correct. Someone who fully understands the SME loan application process. The ideal candidate will also have excellent verbal and written communications skills and the ability to provide explanations with clearly and concisely. You may be wondering, what does such a fantastic individual’s duties include?Assess all loan applications that are allocated to you to process.Do a thorough Due Diligence on all loan applications, reject the ones that are not viable and submit and present prospective good deals to the various Credit Committees for approval.Once a deal is approved, the loan must be implemented properly up to the pay-out stage which includes: all relevant documentation on file, client and Executive Management to sign all digital loan documentation and the loan to be progressed to pay-out stage. Clients to be sent Proof of Payment and relevant bonds registered with our Conveyancing Attorneys.Deal with all client queries that are passed onto you and get the client to load and / or send all the required information timeously.Assist prospective clients to complete the on-line applicatio