Description:
Job PurposeResponsible for financial modelling support (developing financial models) in the lending division for the assessment of applications and budget development expertise in the division in respect of the business objectives as well as all budgetary needs of the division.Key Performance AreasFinancial Analysis of Potential Projects presented to the Lending DivisionEnsure compliance to the organisations mandate and the product profile to which the project submitted relates toDevelop and keep up to date financial models to assess loan applicationsCheck and assess Project Costing and Cash flows for viability in line with set standards and guidelinesProvide applicants with the results of financial analysis carried out on applications submittedIssue financial analysis outcomes in the agreed format to relevant officials within the divisionMake recommendations on how projects can be enhanced to achieve financial viability to satisfy the organisations lending criteriaSubmit a project viability analysis report in the relevant section of a submission prepared by a CRMWhere required support lending staff when tabling submissions at credit committeesConstruction Process Monitoring & Oversight of the DisbursementMaintain standards and procedures for disbursement process and continuously improve processesIdentify potential project risks in terms of time, costs and quality and communicate to stakeholders timeouslyImplementing risk monitoring for the disbursement process and continuously monitoring and improving the processesCheck compliance and where applicable sign off all disbursements with adequate supporting documentationEnsure professional team structures for approved projects are properly structured to mitigate risk of misuse of loan fundsSite visits and inspections with Client Managers to ensure appropriateness of construction teams and to observe progressSubmit site visit reports in the standard formatData AnalyticsAnalyse the economical and related factors to the construction field as it relates to the project financial impact of the organisationMaintain historical cost data of approved projectsSet cost and profitability benchmarks for various products offered in the divisionCollate and maintain cost data for all products in the divisionSet annual cost benchmarks for all products offered in the divisionOtherCarry out other adhoc functions in line with FA expertise as requested by the Executive Manager and GM LendingAttend stakeholder meetings e.g., SHRA monthly meetingsRequired Qualifications and ExperienceQualificationsMinimum Requirement: Bachelor of Commerce in Accounting, BSc Property StudiesBachelor of Technology in Quantity Surveying, BSc Quantity Surveying (preferred)ExperienceMinimum Requirement: 2 5 years financial analyst or quantity surveying experience preferably in a property finance environmentPreferred Requirement: Above experience in a similar Public Sector experience is an advantageCompetenciesAbility to analyse property develop
03 Dec 2023;
from:
gumtree.co.za